Active transfer bonuses, today.
Every transfer bonus we're tracking across Chase Ultimate Rewards, Amex Membership Rewards, Citi ThankYou, Capital One Miles, and Bilt, to airline and hotel partners. Sorted by bonus size and expiry.
From Amex Membership Rewards
2 bonusesTo Delta SkyMiles
+20%
Without bonus
1.30¢/pt
With bonus
1.56¢/pt
To Avianca LifeMiles
+15%
Without bonus
1.00¢/pt
With bonus
1.15¢/pt
From Capital One Miles
1 bonusTo Air Canada Aeroplan
+15%
Without bonus
1.50¢/pt
With bonus
1.72¢/pt
From Chase Ultimate Rewards
3 bonusesTo Wyndham Rewards
+30%
Without bonus
0.85¢/pt
With bonus
1.10¢/pt
Hotel partner · wyndham
To World of Hyatt
+25%
Without bonus
2.05¢/pt
With bonus
2.56¢/pt
Hotel partner · hyatt
To British Airways Avios
+20%
Without bonus
1.50¢/pt
With bonus
1.80¢/pt
How to think about a transfer bonus
- checkA 30% bonus to a 1.5¢/pt program means your points are worth 1.95¢, but only if you have an actual redemption that uses them. Don't transfer speculatively.
- checkHotel transfers are usually trap deals. Hilton's 1¢ effective value means even with a 100% bonus you're only at 0.5¢/pt, worse than cash on most stays.
- checkAirline transfers vary wildly. ANA, Avios, Aeroplan, and Air France-KLM Flying Blue often beat 2¢/pt before any bonus. Do the cash math first.
- checkBonuses are advertised, not guaranteed: capacity controls and fuel surcharges can erode the headline rate. Search award space before transferring.
Frequently asked questions
What is a transfer bonus on credit card points?
Issuers like Chase, Amex, Citi, Capital One, and Bilt occasionally run promotions where you get extra points when you move flexible currency to an airline or hotel partner. A 30% transfer bonus on Amex to Air France-KLM Flying Blue, for example, turns 10,000 Amex points into 13,000 airline miles instead of the usual 10,000.
Should I always transfer points when there is a bonus?
No. Transfers are one-way and final. Only transfer when you have a real award booking ready and the math beats your alternatives. A bonus can push a transfer ahead of cash redemption, but if award space isn't available, the bonused points are stuck in the airline or hotel program where they may earn worse value over time.
How often do Amex transfer bonuses run?
Amex runs a transfer bonus to at least one partner most months of the year. Air France-KLM Flying Blue and Avianca LifeMiles are the most frequent targets, often appearing two to three times per year at 20% to 30%. Larger one-off bonuses (40% to 50%) appear occasionally to seasonal partners.
Do hotel transfer bonuses ever make sense?
Rarely. Hotel currencies like Hilton and Marriott already redeem at low cents-per-point values, so even a 50% transfer bonus often delivers worse effective value than just earning the hotel points directly or paying cash. The one exception is when you need a specific number of points to top off an existing balance for a confirmed booking.
Watch Agent
Get alerts before the window closes.
Daily CPP snapshots — devaluations, sweet spots, transfer bonuses. Email + push when something affects your wallet.
See alertsBrief Agent
Daily intel from points media.
OMAAT, Doctor of Credit, View From the Wing, r/awardtravel — only what affects cards or programs you hold.
Read briefings