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The best credit card for all-inclusive resorts in Mexico.

Updated

Why this card

World of Hyatt Credit Card for all-inclusive resorts in Mexico.

Hyatt Ziva and Hyatt Zilara properties in Cancun, Riviera Maya, and Los Cabos are bookable on points and include all food, drinks, and most activities.

Annual fee

$95

Best earn rate

4 points per dollar at Hyatts, free anniversary night up to a Category 4 property

Signup bonus

Up to 60,000 points after first-year spend

Hyatt Ziva Cancun and Hyatt Ziva Los Cabos are both bookable on points around 25,000 to 35,000 per night including all food and drinks. Against a $700 to $900 all-in cash rate that is some of the best leverage you can get from any hotel point. Stack the card's anniversary free night on top of a point stay and you have a long weekend in Cabo for under $200 in fees. Chase Sapphire Preferred holders can transfer in additional points 1 to 1 to fill out the booking.

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If the top pick is not right

Alternative: Hilton Honors Aspire.

Hilton has Conrad Tulum, Waldorf Astoria Los Cabos, and several Curio resorts on the Riviera Maya. Diamond status gets you executive lounge food and drink access, which functionally replaces a paid all-inclusive plan at non-Ziva properties.

American ExpressAnnual fee $550

Skip this one

Not the right card for all-inclusive resorts in Mexico: Marriott Bonvoy Boundless.

Marriott has resort inventory in Mexico but it is not all-inclusive by default. You will pay $150 to $200 a day in food and drink on top of the point cost, which kills the math.

At a glance

Side by side.

SpecWorld of Hyatt Credit CardHilton Honors Aspire
Annual fee$95$550
Best earn rate4 points per dollar at Hyatts, free anniversary night up to a Category 4 propertySee alternative section above
Signup bonusUp to 60,000 points after first-year spendVaries by month

Local tip

What to know before you book.

Hyatt Ziva and Zilara properties have a Globalist breakfast benefit even at all-inclusive properties. If you have Hyatt Globalist status you get an a la carte breakfast at the resort restaurant instead of the buffet. Worth asking for at check-in.

Questions

Frequently asked.

What is the best credit card for all-inclusive resorts in Mexico?

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World of Hyatt Credit Card from Chase. Hyatt Ziva Cancun and Hyatt Ziva Los Cabos are both bookable on points around 25,000 to 35,000 per night including all food and drinks. Annual fee is $95.

How many points do you need for a free night in Mexico?

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Roughly 30,000 points per night at the recommended chain for Mexico. Cash rate is around $750 per night, so the points stay is a meaningful discount versus paying cash.

Is the Hilton Honors Aspire a better choice for all-inclusive resorts in Mexico?

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Hilton has Conrad Tulum, Waldorf Astoria Los Cabos, and several Curio resorts on the Riviera Maya. Diamond status gets you executive lounge food and drink access, which functionally replaces a paid all-inclusive plan at non-Ziva properties. Annual fee is $550.