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TopCashback often beats Rakuten on hotel sites by 1-2 points. Verify the current rate before clicking through.
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Rakuten's elevated rate for Booking.com hotel reservations. Stacks with your card's earning multiplier. Activate the offer via the Rakuten extension before completing checkout.
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Above-baseline Rakuten rate; stacks with the Hotels.com rewards program (one free night for every ten booked). Click through Rakuten before booking.
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Open calculatorarrow_forwardTypical Plat holder
~$1,500
leaked / year
CSR holder
~$800
leaked / year
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Value-leaked
Premium cardholders claim only 30-50% of advertised credits.
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Eligibility
9 issuer rules — Chase 5/24, Amex once-per-lifetime, Citi 8/65/95, BoA 2/3/4, Cap One 1/6, Bilt 8-wk, Wells, US Bank, Discover.
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Sweet spots
Hand-curated high-CPP redemptions. Filter by currency you own.
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Where your value is, where it's growing, where it's expiring, and which cards are pulling their weight — at a glance.
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6 opportunities · top by cents-per-point
Top 5 by CPP
Emirates · First
US → Maldives · via UR → Emirates
4000.0¢
100k pts
ANA · Business
US → Japan · via UR → VS → ANA
2240.0¢
80k pts
Qatar · Business
US → Middle East · via MR → Qatar
1960.0¢
70k pts
JAL · Business
US → Japan · via MR → JAL
1680.0¢
60k pts
Cathay Pacific · Business
US → Asia · via MR → Cathay
1400.0¢
50k pts
No active transfer bonuses tracked right now
When a credit-card-points → airline transfer bonus opens, it'll appear here ranked by how soon it ends.
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Real-time valuations & strategic opportunities
Amex → Virgin Atlantic
Chase → Air Canada Aeroplan
Capital One → British Airways
Amex → Hilton Honors
High-value redemptions based on popular programs. Higher = better value per point. Bubble size = popularity. Bright = matches your wallet.
The legendary redemptions worth chasing.
World of Hyatt6.0 ¢ valueHadahaa Island, Maldives
Overwater bungalow + house-reef snorkelling; rarely opens on points.
Hilton HonorsRangali Island, Maldives
Underwater restaurant; 5th-night-free with Hilton Aspire stretches further.
Hilton HonorsIthaafushi, Maldives
Private island villas with personal butlers; insanely scarce on points.
Marriott Bonvoy2.2¢ valueFari Islands, Maldives
The cheapest top-tier Maldives stay via Marriott; designed by Kerry Hill.
Marriott Bonvoy4.2¢ valueBora Bora, French Polynesia
Overwater villas; Marriott's best CPP outside Maldives sweet spots.
World of Hyatt3.7¢ valueShinjuku, Tokyo, Japan
The Lost in Translation hotel; Hyatt Cat 7 with skyline views.
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