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The best credit card for hotels in Singapore.

Updated

Why this card

American Express Platinum for hotels in Singapore.

Singapore is dominated by Marriott (St Regis Singapore, W Sentosa Cove, Westin), Hilton (Conrad Centennial, Waldorf Astoria as the new Capella affiliate), and Hyatt (Grand Hyatt, Andaz Singapore on Bugis).

Annual fee

$695

Best earn rate

5 points per dollar on flights, Centurion Lounge access, FHR upgrade at top Singapore hotels

Signup bonus

80,000 points after $8,000 spend in 6 months

Almost every five-star Singapore property is on Fine Hotels and Resorts including the Capella, Raffles, and Mandarin Oriental. FHR gets you upgrade on arrival, breakfast for two, and $100 hotel credit on properties that all cash at $700 to $1,200 a night. If you fly through Changi en route to Asia, the Platinum's Centurion Lounge access at Changi T1 is a real perk on a layover.

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If the top pick is not right

Alternative: World of Hyatt Credit Card.

Andaz Singapore is one of the better Andaz properties in Asia, with consistent Cat 4 to 5 pricing (15K to 25K points). Strong points play if you do not need the FHR upgrade.

ChaseAnnual fee $95

At a glance

Side by side.

SpecAmerican Express PlatinumWorld of Hyatt Credit Card
Annual fee$695$95
Best earn rate5 points per dollar on flights, Centurion Lounge access, FHR upgrade at top Singapore hotelsSee alternative section above
Signup bonus80,000 points after $8,000 spend in 6 monthsVaries by month

Local tip

What to know before you book.

Singapore charges a 9 percent goods and services tax plus a 10 percent service charge on most hotel bills. Both are quoted separately and not part of headline room rates. Always check the all-in price before booking, and use a no-FTF card so you do not pay an additional currency conversion fee on top.

Questions

Frequently asked.

What is the best credit card for hotels in Singapore?

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American Express Platinum from American Express. Almost every five-star Singapore property is on Fine Hotels and Resorts including the Capella, Raffles, and Mandarin Oriental. Annual fee is $695.

How many points do you need for a free night in Singapore?

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Roughly 60,000 points per night at the recommended chain for Singapore. Cash rate is around $520 per night, so the points stay is a meaningful discount versus paying cash.

Is the World of Hyatt Credit Card a better choice for hotels in Singapore?

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Andaz Singapore is one of the better Andaz properties in Asia, with consistent Cat 4 to 5 pricing (15K to 25K points). Strong points play if you do not need the FHR upgrade. Annual fee is $95.