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The best credit card for hotels in Las Vegas.

Updated

Why this card

World of Hyatt Credit Card for hotels in Las Vegas.

Hyatt has reciprocal status and points-earning rates at MGM Resorts properties through World of Hyatt. That covers Bellagio, Aria, MGM Grand, and Vdara. Marriott runs Park MGM, NoMad, and Vdara as part of the Bonvoy deal. Both programs work in Vegas.

Annual fee

$95

Best earn rate

4 points per dollar on MGM properties via Hyatt, plus M Life Pearl status

Signup bonus

Up to 60,000 points after first-year spend

The Hyatt to MGM deal gets you Pearl status (formerly Gold) at M Life, which includes one free night per stay at most Bellagio, Aria, and Vdara off-peak weekdays. The Hyatt card earns 4x on MGM spend and the free anniversary night covers a Vdara or Park MGM standard room. The reciprocal nature of the program is the trick: you keep your Hyatt points balance and earn matching M Life tier credits.

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If the top pick is not right

Alternative: Caesars Rewards Visa.

If you are loyal to the Caesars side of the Strip (Caesars Palace, Bellagio competitor Paris, Planet Hollywood) the no-fee Caesars Visa earns 5x Reward Credits at Caesars resorts and free Diamond status fast. Lower ceiling than Hyatt-MGM but the right pick for Caesars loyalists.

Comenity BankAnnual fee free

Skip this one

Not the right card for hotels in Las Vegas: Hilton Honors Aspire.

Hilton's Vegas footprint is thin (Conrad LV, Waldorf Astoria LV). If you are going to Vegas more than once a year, Hyatt-MGM is the dominant program. Aspire only makes sense if you stay at Conrad on every trip.

At a glance

Side by side.

SpecWorld of Hyatt Credit CardCaesars Rewards Visa
Annual fee$95Free
Best earn rate4 points per dollar on MGM properties via Hyatt, plus M Life Pearl statusSee alternative section above
Signup bonusUp to 60,000 points after first-year spendVaries by month

Local tip

What to know before you book.

Resort fees in Las Vegas run $45 to $55 per night and are charged at every chain hotel on the Strip. Hyatt Globalists get resort fees waived at MGM properties. Marriott Platinums do not get this benefit consistently. The waiver alone is worth $200 to $300 over a 5-night stay.

Questions

Frequently asked.

What is the best credit card for hotels in Las Vegas?

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World of Hyatt Credit Card from Chase. The Hyatt to MGM deal gets you Pearl status (formerly Gold) at M Life, which includes one free night per stay at most Bellagio, Aria, and Vdara off-peak week... Annual fee is $95.

How many points do you need for a free night in Las Vegas?

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Roughly 20,000 points per night at the recommended chain for Las Vegas. Cash rate is around $280 per night, so the points stay is a meaningful discount versus paying cash.

Is the Caesars Rewards Visa a better choice for hotels in Las Vegas?

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If you are loyal to the Caesars side of the Strip (Caesars Palace, Bellagio competitor Paris, Planet Hollywood) the no-fee Caesars Visa earns 5x Reward Credits at Caesars resorts and free Diamond status fast. Lower ceiling than Hyatt-MGM but the right pick for Caesars loyalists. Annual fee is $0.